In this article, I’m sharing everything you need to know about how Restricted Stock Units (RSUs) are taxed. I’m also covering: What are RSUs RSUs vs Options Little-known RSU tax strategies If you’re ready to master RSU taxes and avoid overpaying the IRS in 2022, this article is for you. KEY POINTS: RSUs are a popular form of stock compensation that... Read More
I’m writing this post nearly two years to the day that we published the first of many articles on the COVID outbreak and its impacts on the markets and the global economy. In February of 2020, the world was waking up to the battle against a virus that lay ahead of it. Sadly now, just two years later, the world... Read More
In this post, we cover three ways you can reduce the risk you have in your deferred compensation plan (DCP) for those that have a substantial portion of their net worth tied up in deferred compensation. 409(a) Nonqualified Deferred Compensation plans present a fantastic way to defer taxes and build net worth. But, after many years contributing to the program... Read More
[Editor’s note: Information contained in this post is based off information for the 2021 DCP enrollment period. We will update the post as soon as Microsoft releases any updates for 2022.] In this article, we cover what you need to know about the Microsoft Deferred Compensation Plan (DCP) for the upcoming enrollment period. We’ll outline how the program works, the... Read More
[Editor’s note: Information contained in this post is current based on the 2022 guide for Intel SERPLUS open enrollment.] In this article, we cover everything you need to know about the Intel SERPLUS program for the upcoming enrollment period. We’ll outline how it works, the four most common questions we hear about SERPLUS elections and provide free resources to help... Read More
The Mega Backdoor Roth is a powerful new feature in many employer 401(k) plans that can turbocharge your savings. In this guide, we will walk you through everything you need to know about how the Mega Backdoor Roth works, why you should consider it, and some of the rules you need to know—including contribution limits for 2021. What is a... Read More
In this post, we’ll outline everything you need to know about diversifying a concentrated stock position. We’ll cover what is too concentrated, the benefits of portfolio diversification (and the drawbacks), plus provide some tips on managing taxes. In our conversations with Tech professionals, we’ve learned that most know they should diversify their portfolio. But they don’t know how to start.... Read More
In this article, we will review everything you need to know about your Employee Stock Purchase Plan (ESPP), including how it works, how it is taxed, and how to incorporate it into your overall wealth building strategy. And, if you’re wondering how your ESPP compares to other employer plans, check out our article on that topic. If I offer to... Read More
A clever person once said it’s “difficult to make predictions, especially about the future.” This is true with most things, and it's undoubtedly true with investing. However, despite the unpredictability of the future, there comes a time when we must place our bets and choose a direction—Ideally, one that tips the odds in our favor. 409(a) Nonqualified Deferred Compensation Plans... Read More
This post is part two of ‘How Much Company Stock Should I Hold?’ In this article, we dive deeper into two areas: If you hold company stock, what form of equity compensation is the best to own, and How to maintain your desired allocation over time What Type of Company Stock Should I Hold? Let’s assume that you wish to... Read More
